Apple plans to start its U.S. iPhone leasing program on a set rollout date through the Apple Upgrade Program. The service partners with Klarna's platform for monthly payments. It targets buyers amid steeper price tags after Apple bumped Mac price tags in past months. Users may pick smaller recurring fees instead of buying in one go. Leased iPhones can be restricted from use if terms are broken. Apple includes linked settings in new iOS software. Some shoppers want to know how leasing shifts versus buying outright. Critics highlight that disablement limits flexibility if life events hit. Supporters claim leasing lowers the upfront cost and streamlines device cycling. The plan matches Apple's launch rhythm as iPhone MSRPs inch higher device by device. Shoppers ought to compare before committing.